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Special Enrollment Period

  • Date updated 2019-04-07
  • Author Dexter Brooks
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  • Special Enrollment
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  • health care

What is special enrollment period?

You may change or apply for health care coverage during an annual open enrollment period. Outside of the open enrollment period, you have a special enrollment period to enroll or change your coverage if you experience what’s known as a triggering event. Examples of triggering events include getting married, having a baby, and losing coverage because you lost your job. Even if your triggering event occurs during open enrollment, you will still have a special enrollment period and your coverage effective date may differ from open enrollment effective dates. From the date of your triggering event, the special enrollment period generally lasts 60 days. That means you have 60 days to change or apply for coverage for you and/or your dependents.  

What is my effective date?

Your coverage start date will depend on the type of triggering event you experience. Under “Loss of health care coverage,” the date of the triggering event is the 1st day you are uninsured.

If you feel you meet the qualifications for triggering event, you may obtain rates by clicking HERE. After you have obtain your quote we can schedule time “if needed" to discuss your options. Click HERE to schedule an appointment.

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